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Privacy Policy

How we collect, use, and protect your personal information

Introduction

At SmartKollect, we are committed to protecting your privacy and the privacy of your customers. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our debt collection management system.

Please read this Privacy Policy carefully. By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by all the terms of this Privacy Policy and our Terms and Conditions.

Last Updated

This Privacy Policy was last updated on May 5, 2025.

This Privacy Policy applies to all information collected through our services, as well as any related services, sales, marketing, or events. It is important that you read this Privacy Policy together with any other privacy notice we may provide on specific occasions when we are collecting or processing personal information about you so that you are fully aware of how and why we are using your data.

Key Privacy Categories

Our Privacy Policy covers several important areas that explain how we handle your data

Information Collection

The types of personal information we collect and how we collect it.

Information Usage

How we use the information we collect from you.

Information Sharing

When and with whom we share your personal information.

Data Security

How we protect your personal information from unauthorized access.

Data Retention

How long we keep your personal information.

Your Rights

Your rights regarding your personal information and how to exercise them.

Information Collection

We collect personal information that you voluntarily provide to us when you register on our platform, express an interest in obtaining information about us or our products and services, or otherwise contact us.

Personal Information

The personal information we collect may include:

  • Name, email address, phone number, and business address
  • Login credentials and account preferences
  • Payment information and billing details
  • Information about your customers (debtors) that you input into our system
  • Communications and correspondence with us

Automatically Collected Information

We automatically collect certain information when you visit, use, or navigate our platform. This information does not reveal your specific identity but may include:

  • Device and usage information (IP address, browser type, operating system)
  • Location information (general geographic location based on IP address)
  • User activity and interaction with our platform
  • System logs and performance information

Cookies and Similar Technologies

We may use cookies, web beacons, and similar tracking technologies to collect information about your browsing activities on our platform. You can set your browser to refuse all or some browser cookies, but this may prevent some parts of our platform from functioning properly.

Information Usage

We use the information we collect for various business purposes. We process your personal information for these purposes in reliance on our legitimate business interests, with your consent, and/or for compliance with our legal obligations.

Business Operations

  • To provide and maintain our services
  • To process your transactions and manage your account
  • To respond to your inquiries and provide customer support
  • To send administrative information, such as updates, security alerts, and support messages

Improvement and Development

  • To improve our services and develop new features
  • To analyze usage patterns and trends
  • To diagnose technical problems and maintain security
  • To conduct research and analytics to better understand our users

Marketing and Communication

  • To send you marketing communications (with your consent where required by law)
  • To provide you with information about features, services, and updates
  • To measure the effectiveness of our marketing campaigns

Legal and Safety

  • To comply with legal obligations and regulatory requirements
  • To enforce our terms, conditions, and policies
  • To protect our rights, privacy, safety, or property
  • To detect, prevent, or address fraud and security issues

Information Sharing

We may share your information in the following situations:

Third-Party Service Providers

We may share your information with third-party service providers who perform services for us or on our behalf, such as payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.

Business Transfers

We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

Legal Obligations

We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena.

With Your Consent

We may disclose your personal information for any other purpose with your consent.

Important Note

We do not sell, rent, or trade your personal information with third parties for their commercial purposes.

Data Security

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.

Security Measures

  • Encryption of sensitive data in transit and at rest
  • Regular security assessments and penetration testing
  • Access controls and authentication mechanisms
  • Monitoring systems for detecting and preventing security breaches
  • Regular backups and disaster recovery procedures

Data Retention

We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law. When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it.

International Data Transfers

Our servers are located in South Africa. If you are accessing our platform from outside South Africa, please be aware that your information may be transferred to, stored, and processed by us in our facilities and by those third parties with whom we may share your personal information, in South Africa and other countries.

Your Rights

Depending on your location, you may have certain rights regarding your personal information. These may include:

Right to Access

You have the right to request copies of your personal information. We may charge you a small fee for this service.

Right to Rectification

You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.

Right to Erasure

You have the right to request that we erase your personal information, under certain conditions.

Right to Restrict Processing

You have the right to request that we restrict the processing of your personal information, under certain conditions.

Right to Object to Processing

You have the right to object to our processing of your personal information, under certain conditions.

Right to Data Portability

You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us using the information provided in the Contact section.

POPI Act Compliance

We comply with the Protection of Personal Information Act (POPI Act) of South Africa. For more information about our POPI Act compliance, please refer to our POPI Act page.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

Company

SmartKollect

Address

61 Sonop Street,
Horizonview Shopping Centre
Horizon, Roodepoort, 1724

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.